Multichannel utility/bank payments and direct debits processing system
United Payments System
United payment system (UPS) is integrated business solution for banks to execute different kinds of payments. UPS communicates with services providers' billing services and executes needed financial transactions in core banking system. Whole flow of utility payments in bank is managed by UPS. Complex automatic direct debit and standing orders operations are supported.
System is based on JAVA EE platform. Deployed on JBoss Application Server. MSSQL and Oracle databases are supported.
UPS is very stable for different kinds of exceptional situations, this is very important as system is integrated with numerous kinds of services providers.
Flexible permissions based administration module
External systems can be easily integrated via UPS Integration service, which provides all needed functionality for external channels
Service oriented modular architecture allows easy addition of new service providers to the system.
Supports many types of automatic payments, fixed payments, variable payments, balance pre-payments and etc. Depending on type of automatic payment, initiator can be either Service Provider or Bank.