Unified Money Transfer System
UMTS is a software solution, that allows financial institutions to send and receive transfers of different Money Transfer systems in a single window.
- 10 major Money Transfer systems are integrated in UMTS
- Money transfers could be performed for all supported systems using single window. Hence easy for financial institution staff to study and work
- Centralized configuration of Money Transfer systems
- Possibility to run domestic Money Transfer system (Money transfer between financial instituion branches)
- External system(s) integration possibility via API, which can be used to send/receive Money Transfers via internet bank, mobile bank and ATM or send domestic transfers via SMS banking solution
- Financial Institution core system integration, AML system integration
- Clearing, settlement and reconciliation module for financial institution
Money Transfer Systems Integration in UMTS
For each Money Transfer system separate module is developed to integrate corresponding system into UMTS using protocols provided by Money Transfer System (Web services, file transfers, binary protocols and etc.). UMTS supports both online and offline systems. As well as hybrid ones. All integration modules are tested with and certified by Money Transfer systems. Changes in Money Transfer system’s protocols are maintained and reflected in UMTS in shortest possible periods.
Supported Money Transfer Systems
- Western Union
- Ria
- MoneyGram
- Contact
- Unistream
- Welsend
- IntelExpress
- RicoGram
- Zolotaya Korona
- Domestic (for local branches)
Bank core system integration
- Abstraction layer for banking services
- Cash and non-cash transactions processing
- Bank customers search
External Systems Integration (Web Services)
- Possibility to perform money transfer actions using secured API
- External systems that can use UMTS Web services to send and receive moeny:
- Internet bank
- Mobile Bank application
- Unattended terminals (ATM) and POS top up applications.
System Platform, Technologies
- Java, Spring Boot
- Web based UI
- MS SQL, Oracle or PostgreSQL Database
Support of other RDBMS can be added easily - Rest, Soap web service